Home Loans

Get flexible, affordable financing, plus you can get pre-approved right now and start your path toward homeownership. Got questions or need help applying? Meet our team of Home Loan Experts who will guide you every step of the way.

For general mortgage questions, please call a Home Loan Expert at 503-423-8713.

Apply Now

Save On Your Next Home Loan with HomeAdvantage®

Members have earned a total of $150,000+ in cash rewards!

  • Unitus members can earn an average of $2,300 cash rewards.1
  • Connect with a local, pre-screened, certified HomeAdvantage real estate agent.
  • Everything you need to search, buy, and save on your next home – all in one place.

[View descriptive video transcript]

Get started with HomeAdvantage

It's a big purchase. Finance your next home with confidence.

  • Traditional Loans & Refinances

    From pre-approval through closing, we’re here with you every step of the way.

    Get Home Buying Help

  • First-Time Home Buyer Loan

    Break the renting cycle. Own a home with zero money down. Zip. Zero. Zilch.

    First-Time Homebuyer Info

  • Jumbo, FHA, and VA Loans

    Veterans, take advantage of special options available to you.

    Learn More

Home Buying Seminars

Visit our Events Calendar, where you’ll find many free, virtual and in-person Home Buying seminars! Please contact a Home Loan Expert, if you have any questions on our many loan programs currently available.

Ease your home buying anxiety by attending one of our no-cost seminars where we will guide you through the process and answer your questions.

You will learn:

  • The key steps to buy your new home
  • Industry trends affecting the market
  • Techniques to help get your offer accepted

Today’s Best Home Loan Rates

View All Home Loan Rates

I worked with Kevin Moon to get a mortgage on my first home. He was great to work with, very friendly and patient with answering all of the questions I had during the process. Kevin made the home loan process stress-free.

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5 stars
Churupan, Unitus Plaza

ITIN Home Loans

At Unitus, our members are like family. Talk to us about how we can make your family’s dreams come true. If you have an ITIN (Individual Taxpayer Identification Number), we can help you buy a home – even if you do not have a permanent resident card or visa.

To schedule an appointment, click here or call 503-423-8713.

Multi-Generational Loans

As home prices continue to soar, multi-generational households have become more popular. Today, it’s not just mom, dad, and the kids in a house – there are single parents, grandparents, live-in partners, uncles, cousins, and more. Contact Unitus Mortgage to learn more.

To schedule an appointment, click here or call 503-423-8713.

Additional Home Products and Information

  • Home Buying Seminars

    With so many things to consider, ease your home buying anxiety by attending our no-cost seminar.

    Attend a Home Buying Seminar

  • Reverse Mortgage

    Available to members 62 or older, this unique loan takes part of the equity in your home and converts it into payments back to you.

    Talk with an Expert

  • Home Insurance

    The TruStage® Home Insurance Program provides top-quality protection for your home, with discounted rates for Unitus members.

    Learn More

Disclosures

APR = Annual Percentage Rate

1Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

2See full disclosures. The application to apply for a home loan is only available in English at this time. A Spanish version will be coming soon.

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