Earn 5.00% APY* with Unitus Rewards
Leave it to us. Use your Debit Cash Back, Debit Round Up, and Cash Back Rewards Credit Card, and get cash back!
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Your cash back drops straight into your Rewards account—no hassle, just serious earning with next-level interest of 5.00% APY*
Every Day is Cash Back Day
Imagine earning rewards on items that you already buy. With your Unitus Rewards account, you can do so! From gas and groceries to your favorite subscriptions and self-care essentials, everyday purchases earn you cash back. It’s like getting paid to shop!
Additional Features of Unitus Rewards
Getting rewarded just got a whole lot easier when making everyday purchases. Check out these features!
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Cash Back with Unitus Rewards
We’ll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up. Just swipe and go! It’s just that easy.
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Debit Round Up with Unitus Rewards
Opt-in to round up your debit purchases for even more savings. That extra cash goes directly into your Unitus Rewards savings account.1
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Cash Back Rewards Credit Card
Earn 1.5% cash back on everyday purchases with no annual, international, or balance transfer fees. Learn more.
Unitus Rewards FAQs
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Each time you make a debit purchase $5.00 and over, Unitus will reward you with 5¢. Each day your total rewards will be deposited into your Unitus Rewards savings account, which earns interest. You can also elect to round up your debit card purchases to the nearest dollar. That extra change goes right from your Unitus checking account into your Unitus Rewards account each day. You can cash out your rewards at any time, but you cannot make any additional deposits into your Unitus Rewards savings account.
Ready to get started? Log into digital banking and click “add product” under “accounts” or “my offers.” Follow the on-screen instructions to enroll in Unitus Rewards Cash Back or Unitus Rewards Cash Back and Round Up. The Round Up feature is completely optional if you’d like to have your extra change sent from your checking account to your Unitus Rewards savings account. It’ll help you save money faster!
Once enrolled, you’ll see your Unitus Rewards savings account immediately in digital banking and you’ll start earning—and saving—immediately.
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If you earn more than $10 in Unitus Rewards cash back and interest in a calendar year, you’ll receive a 1099-INT form, reporting your interest earnings to the government
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Members in good standing are eligible for Unitus Rewards if they have a Unitus Checking account, debit card, and are opted into eStatements.
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Don’t worry! Your checking account must have an available balance in order for your purchase to be rounded up. If the money’s not there, we’ll skip the round up for that day!
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You can monitor the deposits made from cash back and round up in digital banking. Go to Rewards Savings Account Transactions to see your deposits. To see the interest rate, available/current balance, and interest paid year-to-date, just go to the Rewards Savings Account Details screen.
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Yes! If there are two debit cards on a Unitus checking account, and the account is enrolled in rewards, purchases from both cards earn cash back and can be rounded up for more savings.
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You can make a change at any time. Just log in to digital banking and use the “Let’s Talk” bubble at the bottom of the screen to chat with us. You can also contact us via secure message or phone and we’ll be happy to answer any questions or assist in making account changes.
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You may not yet meet all the eligibility criteria to enroll in Unitus Rewards. You need a Unitus Checking account, debit card, and must be enrolled in eStatements. If you’re not eligible, you will receive an error message. But don’t worry! You can contact us and we’ll help you set up the right tools to make you eligible for Unitus Rewards.
You may also receive an error message if you already have an account enrolled in Unitus Rewards. In addition, if you try to transfer any funds into this account, you’ll receive an error message as only cash back or round up deposits can be made into Unitus Rewards savings accounts. You may transfer your money out of your Unitus Rewards savings account at any time.
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Unfortunately, Business Checking accounts and debit cards are not part of Unitus Rewards, only Unitus consumer memberships are eligible for Unitus Rewards. To be eligible, members must be in good standing, have a Unitus Checking account with debit card, and opt into eStatements.
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