America Saves Week: Major Life Events Come with Financial Decisions

(3 Minute Read) — Day 3 of America Saves Week we’re talking how to navigate some of life’s biggest changes. From buying your first home to planning for retirement or managing student debt, big life moments often bring big financial decisions. These transitions can feel overwhelming—but they also offer opportunities to take control of your financial future.

At Unitus Community Credit Union, we’re here to guide you through life’s biggest changes. During America Saves Week, we’re highlighting resources, advice, and programs that help you navigate major milestones with confidence.

Wherever life takes you, you don’t have to go it alone. Here’s how we can help at each step:

Starting Your Career or Heading Back to School

Whether you’re entering the workforce, going back to school, or supporting a college-bound child, managing education expenses is key. Student loan payments, tuition, and budgeting all play a role.

• Unitus Tip: For America Save Week we want you to explore our flexible student loan and refinancing options. We offer competitive rates and personalized guidance to help reduce your financial burden—whether you’re borrowing for college or consolidating after graduation.

Buying Your First (or Next) Home

Homeownership is a major milestone—and a major financial decision. From understanding mortgage options to budgeting for closing costs and maintenance, expert advice makes a difference.

• Unitus Tip: Work with our local home experts! We’ll walk you through everything—from pre-approval to handing over the keys—so you feel confident and informed every step of the way. Whether it’s your first home, a refinance, or something in between, we’re here for it.

Getting Married or Starting a Family

Big life moments come with big shifts—like merging finances, setting new goals, or planning for the future. Starting off with strong communication and a solid financial foundation can lead to long-term success.

• Unitus Tip: Meet with a Unitus Certified Financial Coach to build a joint financial strategy that supports your goals—like saving for a home, planning for childcare, or growing retirement accounts. It’s free to chat, and they can help you plan for both short- and long-term needs. Make an appointment.

Changing Jobs or Planning for Retirement

Job transitions often impact your income, benefits, and retirement savings. Whether you’re climbing the ladder, taking a break, or thinking about retirement, a financial check-in can help you stay on track.

• Unitus Tip: Our Unitus Financial Advisors can review your 401(k) options, help roll over old retirement accounts, and create a plan that grows with your career. Retirement may seem far away—or just around the corner. Either way, it’s never too early (or too late) to plan.

Navigating Divorce, Loss, or Other Major Transitions

Some life changes are unexpected and difficult. Divorce, loss of a loved one, or a major health event can affect every part of your financial picture. In these moments, clear information and compassionate support matter.

• Unitus Tip: We’re here to help with personalized financial counseling, budgeting tools, and compassionate service. Our team can help you understand next steps, connect you with local resources, and create a plan to move forward.

During America Saves Week, we’re encouraging members to take small steps toward stronger financial futures—especially during life’s big transitions. No matter your stage of life, Unitus is ready with local expertise, smart tools, and trusted support to help you succeed.