Unlimited Potential with Equity Line Plus!

Unlock your home’s equity and get cash fast! Starting as low as 5.99% APR* use your equity to make home improvements, pay for college tuition, or anything else life brings your way.

  • Zero Loan Origination Fees
  • Borrow Up to $250,000
  • Limited Time Offer!
Get Started with Equity Line Plus

Take advantage of these exclusive offers!

  • Earn 5.00% APY1 with Unitus Rewards

    Leave it to us. Use your Debit Cash Back, Debit Round Up, and Cash Back Rewards Credit Card, and get cash back!

    From gas and groceries to your favorite subscriptions and self-care essentials, everyday purchases earn you cash back.

    Earn more!

  • Cash Rewards Home Loan

    You could earn an average of $2,300 Cash Rewards on your next home with our HomeAdvantage® program.2

    Members have earned over $150,000 in cash rewards!

    Unitus Mortgage is here to help you navigate the home buying journey.

    Learn more

  • Get Today's Best Auto Loan Rates

    Whether you’re eyeing a sleek sedan, truck, or SUV; we’ve got you covered!

    Enjoy low interest rates, flexible repayment terms, and a streamlined approval process.

    Say goodbye to the stress of financing and hello to the open road!

    Find Your Ride

Send money internationally to your loved ones with Remitly

Remitly makes international money transfers simple. With excellent exchange rates and low commissions, you choose how and when you want to make your transfers.

Send Money with Remitly

Discover today's lowest rates

What Our Members Are Saying

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As the owner of Bread & Honey Cafe, I’ve always loved Unitus. As soon as they moved into the neighborhood they have been the most supportive people. I feel like they really understand how hard it is to be a small business.

Dyani W., N. Williams

My wife and I recently opened a business account with Unitus and the staff was so helpful. I especially want to thank Ryan and Nathan. Thank you guys!

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5 stars
Julio Q., Salem

Welcoming Dillon Gabriel to Team Unitus

Unitus Community Credit Union is teaming up with local quarterback, Dillon Gabriel, to launch a series of financial education videos. Follow Dillon on Instagram, TikTok, and X!

Learn More

Access to 24/7 digital banking with our mobile app

  • Save, spend, and manage your money all in one place.
  • Link external accounts to get a full view of all your money
  • Set up custom alerts by email or text for: balance, withdrawals, deposits, and more!
Download on the App Store Get it on Google Play

Disclosures

**APR=Annual Percentage Rate. Rates are variable and change monthly. Rate is valid as of 2/1/25. Additional restrictions and/or requirements may apply. Annual fee of $50. There is a prepayment fee of $395 if the Equity Line Plus account is closed within 36 months of origination. If the loan is a first lien, payment examples do not include amounts for taxes and insurance premiums, actual payment obligation will be greater. Property insurance is required for this loan. A $30,000 segment with a term of 60 months at 5.99% requires monthly payments of $580.04. Rates above are available for owner-occupied, detached, single family residential properties up to 80% CLTV. Rates higher for any other occupancy/property type

1 APY = Annual Percentage Yield. Unitus Rewards is only available with Unitus Checking. Rate effective as of 2/1/25. Rate is variable and can change. Fees could reduce earnings. Restrictions may apply.

2Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

3See full disclosures. The application to apply for a home loan is only available in English at this time.

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